As a parent of a child with special needs, you already spend every day thinking about their future.
This guide walks you through the basics in plain language, so you can walk into your planning
conversation feeling prepared and confident.
What Is a Special Needs Trust?
A special needs trust helps preserve the public benefits your child receives, even if they later receive
an inheritance, a settlement, or other assets. It can also help protect assets set aside for long-term
care — all while keeping essential programs like Medicaid and SSI intact.
Two Types of Special Needs Trusts
Which type of trust best fits your family depends on whose assets are funding the trust.
Weighing the Options
Getting Started: Key Considerations
✓ Select a trustee you trust to manage funds responsibly and follow the rules.
✓ Write a letter of intent describing your child’s needs, routines, and preferences.
✓ Let family members know trust exists so gifts or inheritances are directed correctly.
✓ Work with an experienced special needs planning attorney to set it up properly.
How Trust Funds Can Be Used
Funds from a special needs trust are meant to supplement the income your child receives from
government programs.
Every family’s situation is different. We would love to help you build a plan that fits your child’s needs.